Despite living in a risk-based world, most UK schoolchildren know little about insurance. SSP Broker’s national survey of 1,000 young people aged 12–16 reveals:

• Only 18% have learned about insurance in school
• 69% would consider a career in insurance
• Social media and TV are more influential than teachers or textbooks
• Many misunderstand what insurance is legally required

This white paper explores the knowledge gap, its societal impact, and how we can bridge it. 

• Insurance Literacy Is Missing: Teens are entering adulthood without understanding how to protect themselves financially.
• Misinformation Is Common: Social media and family anecdotes dominate their learning.
• Career Interest Is High: Nearly 70% are open to working in insurance—but exposure is lacking.
• Emerging Risks Are Recognised: Students are aware of cyber threats, AI, and driverless cars.

For Educators:

• Integrate insurance into financial education curricula
• Use real-life milestones like driving and renting to teach insurance concepts
• Promote insurance careers through school programs

For the Insurance Industry:

• Launch a National Insurance Education Partnership
• Create youth-friendly digital content and explainer videos
• Engage directly with schools through visits, internships, and career talks
• Advocate for curriculum reform